Gift of Equity in Arizona 2026: How to Buy a Home From Family Below Market Value

Published on: 09/09/2026

A gift of equity lets an Arizona family sell below appraised value and count the difference as your down payment. Here is what Fannie Mae, FHA, and VA allow, what the IRS wants, and where these deals break. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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